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Disability Insurance is a valuable benefit because disabilities disrupt your employees' lives. And that disrupts your business. When an employee can't work due to illness or off-the-job injury, it:
- Hurts productivity
- Cuts into profits
- Threatens your long-term business plans
Short Term Disability provides employee income for a short period of time, for an approved disability, whereas Long Term Disability provides employee income for a longer period of time, for an approved disability.