Skip to main content
#
Call Us Today!

Long Term Care

What is 'long-term care'?

Because of old age, mental or physical illness, or injury, some people find themselves in need of help with eating, bathing, dressing, toileting or continence, and/or transferring (e.g., getting out of a chair or out of bed). These six actions are called Activities of Daily Living–sometimes referred to as ADLs. In general, if you can’t do two or more of these activities, or if you have a cognitive impairment, you are said to need “long-term care.” 
 
Long-term care isn’t a very helpful name for this type of situation because, for one thing, it might not last for a long time. Some people who need ADL services might need them only for a few months or less.
 
Many people think that long-term care is provided exclusively in a nursing home. It can be, but it can also be provided in an adult day care center, an assisted living facility, or at home.
 
Assistance with ADLs, called “custodial care,” may be provided in the same place as (and therefore is sometimes confused with) “skilled care.” Skilled care means medical, nursing, or rehabilitative services, including help taking medicine, undergoing testing (e.g. blood pressure), or other similar services. This distinction is important because Medicare and most private health insurance pays only for skilled care–not custodial care.


 


 

Quick Quote Request 

Send To Agent
Find What You Need, Fast! 
What Our Customers Are Saying... 

The Affordable Care Act was a huge change for all of us, and I was very unclear about my options.  The staff at Longtin Agency took the time to go over ALL of my options and got me and my family on the best plan based on our needs and affordability.  

-Darren


I have always had a hard time understanding my Medicare options.  Longtin Agency made it easy for me to understand, and they are always just a phone call away when I need them.

-Karen


I was really searching for a local agent, I wanted to be able to walk right in and sit right down to discuss any questions or concerns that may come up.  With the Longtin Agency, that's just what I got, they were able to take care of my claims issues and I was on my way, worry free.

-Joey


Company

Minnesota Licence #20387363
North Dakota Licence #7670051

Contact Us

Longtin Agency
202 S. Main St.
Crookston, MN 56716

​Toll Free: 800-467-4708
Direct: 218-281-1970
Email Us

rss feedemail usour twitterour facebook page google pluslinkdin youtube


Terms & Conditions | Copyright | Privacy Policy
©2015 Longtin Agency

Insurance Websites
insurance websites | webmail login | admin login